Sociálni inovátori, družstvo, Zrínskeho 1205/9, Bratislava 811 03, Slovensko

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January 10, 2018

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Ako plánovať a štrukturovať financovanie družstevného bývania

30-Jan-2018

V posledný januárový víkend (2018) sme sa podujali prebádať oblasť, ktorej financovanie nám dáva zmysel. Dostupné bývanie pre obyvateľov v strednej Európe. Na workshope v Ľubľane v Slovinsku sa stretli teamy zo 6 krajín. Tí, ktorí problém bývania potrebujú vyriešiť a tí, ktorí im vedia poradiť ako nastaviť a plánovať financovanie ich projektov.

 

Záver.

 

 

 

 

 

Zástupcovia iniciatív družstevného bývania:

  1. Nová Cvernovka (Bratislava)

  2. Rákóczi Kollektíva (Budapest)

  3. Zadrugator (Ljubljana)

  4. Who Builds the City/Smarter Building (Belgrade)

  5. Section of Construction and Spatial Planning of the Cooperative for Ethical Financing (Zagreb)

  6. Zdílené domy (Praha)

 

Odborníci z oblasti financií:

  1. Cooperative for Ethical Financing (Zagreb) a

  2. Sociálni inovátori (Bratislava), spolu s

  3. 3 zástupcami z Habitat for Humanity International, urbaMonde and World Habitat.

 

Organizátori predstavili zmysel podujatia nasledovne:

 

In a number of countries across Central and Eastern Europe new co-operative housing developments are being explored by pioneering groups. In contrast to similar developments in other parts of (mainly Western) Europe, we do not so much target different lifestyle communities, but respond to housing emergencies in the wake of the post-socialist turn - unaffordability, speculation, negligible amount of social housing.

 

Here, we take up a pioneering role, as we are faced with the necessity to reinvent and reposition the practice of co-operative housing towards a contemporary form. The position on the European “periphery” meanwhile deeply impacts the financial possibilities available: banks and financiers are not introduced to cooperative forms of development, such housing projects are (in contrast to Western European examples) regarded high-risk activities, EU financial investment instruments are not targeting these developments and long-term risk averse investors are unaccustomed to the potentials at hand. On the other hand, our lack of contemporary peers makes that relevant expertise is not readily available or accessible. Faced with these challenges, we have decided to unite our experiences and initiatives, and build the necessary pool of expertise, capacities and instruments to force a breakthrough in this field.

 

The workshop in Ljubljana brought together 6 CEE/SEE co-operative housing initiatives an number of financial experts. The aim is to explore the scope of financing instruments available, introduce the logic of Life-cycle cost analysis (LCCA) and review the development plans of the 6participating groups along their financial performance and sustainability. The outcome will enable initiatives to review and optimise their development plans. In addition, a strategy towards future financial instruments will be assessed.

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